From ransomware attacks against payroll software licensors to ghost employees, to employees with a grievance and their company's routing number – a 30-second internet search makes it clear that worry is a second job for those in the payroll industry. ..

Considering how competitive the market is for bringing on new clients, it can be easy for payroll providers to lose sight of the risks. Those who are not careful with risky new clients can get stuck with NSFs, get in the crosshairs of the FBI, or even go bankrupt. ..