Where Payroll Funds, Banking and ACH Meet

Where Payroll Funds, Banking and ACH MeetTM


ACH Direct Deposit Payroll Processing


Whether you’re a service bureau, PEO, ASO or in house payroll team, we understand that daily managed impound account reconciliation takes manpower and being out of balance incurs bank fees and possibly agency fines. Your interest in QUANTUM means you’re ready to realize a cost savings – you’re ready for automated reconciliation – you’re ready to be in balance daily and mitigate your risk as a payroll provider!

We’re ready too. We have essentially two product offerings: a standard 10% reduction from your stated bank fees and a volume of transactions and dollars discount that basically affects your savings in addition to bank fees.

BANK-ONLY RECONCILIATION: Bank-only reconciliation streamlines your managed impound account reconciliation efforts. Our QUANTUM program is designed to be cost-effective and easy to realize because it’s automated.

BANK-BY-CLIENT RECONCILIATION: The QUANTUM bank by client reconciliation not only reconciles by bank account, it reconciles by client (employer) within the bank account. This is streamlined reconciliation that cannot be found in the market but can provide incredible relief right down to the client level.

Your setup requirements checklist:

  • Bank application form submission
  • Review and acknowledge terms and conditions
  • Check register submission
  • Client master file submission
  • Funds "held for client" account set up
  • Average daily balance requirements
  • Approval of “push” / credit method for agency payments

With the Quantum program, there is accuracy, consistency and automation along with a tremendous service level with consultation that is always available, keeping costs low and productivity high.

Contact us to learn more about Quantum automated client-by-client reconciliation

Current Cachet clients: Contact our Quantum sales team to see if you quality.

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